What Credit Score do you Need to Get a Mortgage?

‘You can get an FHA mortgage with a FICO® Score as low as 500, but applicants with scores ranging from 500 to 579 must make a down payment of at least 10% to qualify. Applicants with credit scores of 580 or greater can qualify with a down payment as low as 3.5%.”

Read this article from Experian to learn more. There are also many state agencies that help with down payments, so keep that in mind as well..